This is your audit. Plug in what comes in and what goes out every month — your magic number, your breakdown, your balance all show up below as you go. No plan, no power. Let's fix that.
Money In (Yearly)
$0
Money Out (Yearly)
$0
Magic Number (Monthly)
$0
Excess (Monthly)
$0
Runway (Total Income ÷ Magic Number)
0 mo
The Audit
Make it yours — rename, add, or delete categories
Since your income varies, we'll show how many months your total income can cover your Magic Number below — e.g. $50k of commission ÷ a $4k Magic Number ≈ 12.5 months covered.
Every dollar needs a name — add your fixed expenses (car, rent, gas, groceries, whatever's real for you) with "+ Add category," rename any of them, or clear one with the ×. These add up to your Magic Number below — what it actually costs you to live.
Savings
Tracked on its own — not lost in the shuffle
Pay Period
Savings
Saved so far
$0
Projected balance
$0
Growth from interest alone
$0
Savings isn't a category you can delete or rename away — it's your safety net, always tracked, always visible.
Money In vs. Money Out
Where you stand, every pay period
Where It's Going
Ending Balance, By Period
This tool is for general budgeting purposes only and isn't accounting, financial, legal, or tax advice. It's not a substitute for professional guidance — always consult a qualified advisor before making financial decisions.